541 North Johnson Ave
Directions El Cajon, CA 92020

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2020 Kia Optima For Sale

Prices starting at: $23,390

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Learn More About Buying a 2020 Kia Optima in El Cajon

Visit Team KIA of El Cajon for a great deal on a new 2020 Kia Optima. Our sales team is ready to show you all of the features that you will find in the Kia Optima and take you for a test drive in the El Cajon Area. At our Kia dealership you will find competitive prices, a stocked inventory of 2020 Kia Optima cars and a helpful sales team. Stop by our car dealership today and take a 2020 Kia for a spin.

2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,250
  • Offers$2,500
  • Retail Value$21,750
Bodystyle: Sedan, Year: 2020, Stock Number: K14105
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2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,250
  • Offers$2,500
  • Retail Value$21,750
Bodystyle: Sedan, Year: 2020, Stock Number: K13969
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,250
  • Offers$2,500
  • Retail Value$21,750
Bodystyle: Sedan, Year: 2020, Stock Number: K14204
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K14290
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K14146
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K14135
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K14205
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K14176
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K14202
View Details
2020 Kia Optima Sedan

2020 Kia Optima LX Sedan

  • MSRP$24,300
  • Offers$2,500
  • Retail Value$21,800
Bodystyle: Sedan, Year: 2020, Stock Number: K13751
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View All New Kia Optima
2017 Kia Optima Sedan

2017 Kia Optima LX Sedan

  • Price$17,736
  • Sale Price$14,994
Bodystyle: Sedan, Mileage: 43,164 miles, Stock Number: MKR9600, Model: Optima
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2018 Kia Optima Sedan

2018 Kia Optima LX Sedan

  • Price$19,611
  • Sale Price$16,869
Bodystyle: Sedan, Mileage: 15,019 miles, Stock Number: MK9493, Model: Optima
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2016 Kia Optima Sedan

2016 Kia Optima EX Sedan

  • Price$20,591
  • Sale Price$17,849
Bodystyle: Sedan, Mileage: 29,346 miles, Stock Number: MK9496, Model: Optima
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View All Pre-Owned Kia Optima

Kia (1)

Optima Sedan (12)

2020

Manufacturer Offer

$3,000 cash back on select 2020 Kia Optima

  1. $3,000 cash back
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • Cash back from Kia Motors America, Inc (KMA). Must take delivery from a participating dealer and from retail stock from 1/3/2020 - 3/2/2020. Cash back offer when you purchase a new car only and may not be combined with Special Low APR and Special Lease offers. This incentive is for a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

$3,000 cash back on select 2020 Kia Optima SE

  1. $3,000 cash back
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • Cash back from Kia Motors America, Inc (KMA). Must take delivery from a participating dealer and from retail stock from 1/3/2020 - 3/2/2020. Cash back offer when you purchase a new car only and may not be combined with Special Low APR and Special Lease offers. This incentive is for a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

$2,500 cash back on select 2020 Kia Optima LX

  1. $2,500 cash back
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • Cash back from Kia Motors America, Inc (KMA). Must take delivery from a participating dealer and from retail stock from 1/3/2020 - 3/2/2020. Cash back offer when you purchase a new car only and may not be combined with Special Low APR and Special Lease offers. This incentive is for a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. See dealer for details. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Lease: $149 per month for 24 months. $3,379 due at signing for select 2020 Kia Optima LX

  1. $149 per month for 24 months
  2. $3,379 cash due at signing
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • $149 per month for 24 months, $3,379 due at lease signing (excluding tax, title, license & dealer fees) offer includes $500 Bonus Cash and must be applied to reduce the due at signing.

    Closed-end lease based on new 2020 Optima (Model 53222 LX Auto. Trans.) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,379 due at lease signing including $149 first monthly payment, $2,579.40 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $6,806. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $13,022.10. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to Optima LX AT (MSRP $24,115, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer. Must take delivery from retail stock by 3/2/2020. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

    *Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY. WI termination fee: The amount of the base monthly lease payment or $400, whichever is less. CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less. IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less. Not all incentive programs are compatible. Additional terms and conditions apply. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. ("KMA") in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring any obligations. Cannot exceed 12000 miles per year. (See Trims)

  • See State Disclaimer *
Manufacturer Offer

Lease: $169 per month for 39 months. $3,208 due at signing for select 2020 Kia Optima LX

  1. $169 per month for 39 months
  2. $3,208 cash due at signing
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • $169 per month for 39 months, $3,208 due at lease signing (excluding tax, title, license & dealer fees) offer includes $500 Bonus Cash and must be applied to reduce the due at signing.

    Closed-end lease based on new 2020 Optima (Model 53222 LX Auto. Trans.) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,208 due at lease signing including $169 first monthly payment, $2,388.31 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $9,630. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $11,816.35. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to Optima LX AT (MSRP $24,115, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer. Must take delivery from retail stock by 3/2/2020. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

    *Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY. WI termination fee: The amount of the base monthly lease payment or $400, whichever is less. CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less. IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less. Not all incentive programs are compatible. Additional terms and conditions apply. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. ("KMA") in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring any obligations. Cannot exceed 12000 miles per year. (See Trims)

  • See State Disclaimer *
Manufacturer Offer

Financing Offer : $2,250 cash back and 3.0% APR for 60 months on select Kia Optima models

  1. 3.0% APR for 24 months
  2. 3.0% APR for 36 months
  3. 3.0% APR for 39 months
  4. 3.0% APR for 42 months
  5. 3.0% APR for 48 months
  6. 3.0% APR for 60 months
  7. 4.0% APR for 72 months
  8. 3.25% APR for 66 months
  9. and
  10. $2,250 Offer
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • Requires credit approval by Kia Motors Finance (KMF). Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 3.0% APR with $2,500 down payment provides for 60 monthly payments of $17.97 per $1000 financed for qualified buyers. 3.0% APR for a term of 24 months corresponds to a monthly cost of $42.98 per $1000 financed. 3.0% APR for a term of 36 months corresponds to a monthly cost of $29.08 per $1000 financed. 3.0% APR for a term of 39 months corresponds to a monthly cost of $26.94 per $1000 financed. 3.0% APR for a term of 42 months corresponds to a monthly cost of $25.11 per $1000 financed. 3.0% APR for a term of 48 months corresponds to a monthly cost of $22.13 per $1000 financed. 3.25% APR for a term of 66 months corresponds to a monthly cost of $16.57 per $1000 financed. 4.0% APR for a term of 72 months corresponds to a monthly cost of $15.65 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Financing Offer : 0.0% APR for 66 months on select Kia Optima models

  1. 0.0% APR for 24 months
  2. 0.0% APR for 36 months
  3. 0.0% APR for 39 months
  4. 0.0% APR for 42 months
  5. 0.0% APR for 48 months
  6. 0.0% APR for 60 months
  7. 0.9% APR for 72 months
  8. 0.0% APR for 66 months
  • Applies to select new 2020 Kia Optima.

* Disclaimer(s)
  • Requires credit approval by Kia Motors Finance (KMF). Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 0.0% APR with $2,500 down payment provides for 66 monthly payments of $15.15 per $1000 financed for qualified buyers. 0.0% APR for a term of 24 months corresponds to a monthly cost of $41.67 per $1000 financed. 0.0% APR for a term of 36 months corresponds to a monthly cost of $27.78 per $1000 financed. 0.0% APR for a term of 39 months corresponds to a monthly cost of $25.64 per $1000 financed. 0.0% APR for a term of 42 months corresponds to a monthly cost of $23.81 per $1000 financed. 0.0% APR for a term of 48 months corresponds to a monthly cost of $20.83 per $1000 financed. 0.0% APR for a term of 60 months corresponds to a monthly cost of $16.67 per $1000 financed. 0.9% APR for a term of 72 months corresponds to a monthly cost of $14.27 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Financing Offer : 2.9% APR for 84 months on select Kia models

  1. 2.9% APR for 84 months
  • Applies to select new 2020 Kia Optima, Sedona, Sorento, Sportage, and Stinger.

* Disclaimer(s)
  • Requires credit approval by Kia Motors Finance (KMF). Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 2.9% APR with $2,500 down payment provides for 84 monthly payments of $13.17 per $1000 financed for qualified buyers. The rates described are for estimation purposes only; you may not be able to finance at this rate. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Loyalty Offer : $1,000 cash back on select Kia models

  1. $1,000 Offer
  • Applies to select new 2020 Kia Optima and Sportage.

* Disclaimer(s)
  • Owner Loyalty Offer available to current Kia owners who purchase a new Kia vehicle. A customer can only qualify for Owner Loyalty Incentive claims for two purchases (2 VINs) per calendar year and the vehicle utilized as the qualifying vehicle may not be the same vehicle in both instances. When OLP and CBP are both offered on the same model, one or the other can be utilized for a sale, but not both. Also, the Qualifying VIN cannot be utilized more than once in a 365 day period. Offer may be combined with KMF Special Low APR or KIA Motors America, Inc. (KMA) Cash Back offers. To be eligible, new Kia vehicle purchaser must show proof of qualifying Kia vehicle ownership (current registration) to Kia dealer where new Kia vehicle is being purchased. Void where prohibited by law. This incentive is for a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. Additional terms and conditions apply. See your participating dealer for more details. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. ("KMA") in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring and obligations. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Loyalty Offer : $500 cash back on select Kia models

  1. $500 Offer
  • Applies to select new 2020 Kia Optima and Sportage.

* Disclaimer(s)
  • Owner Loyalty Offer available to current Kia owners who purchase a new Kia vehicle. A customer can only qualify for Owner Loyalty Incentive claims for two purchases (2 VINs) per calendar year and the vehicle utilized as the qualifying vehicle may not be the same vehicle in both instances. When OLP and CBP are both offered on the same model, one or the other can be utilized for a sale, but not both. Also, the Qualifying VIN cannot be utilized more than once in a 365 day period. Offer may be combined with KMF Special Low APR or KIA Motors America, Inc. (KMA) Cash Back offers. To be eligible, new Kia vehicle purchaser must show proof of qualifying Kia vehicle ownership (current registration) to Kia dealer where new Kia vehicle is being purchased. Void where prohibited by law. This incentive is for a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. Additional terms and conditions apply. See your participating dealer for more details. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. ("KMA") in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring and obligations. (See Trims)
  • See State Disclaimer *
Manufacturer Offer

Military Offer : $400 cash back on select Kia models

  1. $400 Offer
  • Applies to multiple models.

* Disclaimer(s)
  • To be eligible for this program, Customers must be members in Active Duty, honorably discharged from, retired from, or on disability with the United States Armed Forces (including Reservists). Additionally, the spouse of those individuals is also eligible for this program. The eligible customer must be able to provide one of the following: a current Earnings Statement, a copy of honorable discharge papers or certificate, a bank statement indicating a pension or disability earnings from the United States Armed Forces or an official document indicating future pension eligibility. This includes those that have "national" status from another country and are serving in the United States military. (See Trims)
  • See State Disclaimer *

2019

Manufacturer Offer

Military Offer : $400 cash back on select Kia models

  1. $400 Offer
  • Applies to multiple models.

* Disclaimer(s)
  • To be eligible for this program, Customers must be members in Active Duty, honorably discharged from, retired from, or on disability with the United States Armed Forces (including Reservists). Additionally, the spouse of those individuals is also eligible for this program. The eligible customer must be able to provide one of the following: a current Earnings Statement, a copy of honorable discharge papers or certificate, a bank statement indicating a pension or disability earnings from the United States Armed Forces or an official document indicating future pension eligibility. This includes those that have "national" status from another country and are serving in the United States military. (See Trims)
  • See State Disclaimer *

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